Earn, Save, and Live Joyfully.
My husband and I typically spend $200 – $250 on groceries each month so I was shocked to find $525 worth of grocery expenses on our credit card bill. We enjoyed two vacations during this credit card cycle, spending two weeks in North Carolina and five days in Colorado. While we were on vacation I … Read more
I sent my husband out to Petco on Friday to pick up five, very large tubs of cat litter and an eight pound bag of cat food. I printed out a picture of the store’s sale circular and circled the sale price of the litter. I also printed out a 10% coupon, clipped a coupon … Read more
In the next week or so I should receive four free gift cards in the mail. I ordered a $25 Subway gift card from MyCokeRewards. MyCokeRewards.com rewards you for purchasing coke products. In order to accumulate enough points we actually had to purchase quite a lot of soda, so technically I guess this first card … Read more
This evening my husband and I enjoyed two meals and shared one dessert for a grand total of 20 cents. A few weeks before my birthday I signed up for Noodlegrams on the Noodles & Company website. A week prior to my birthday I received an email coupon for a free entree. I also received … Read more
My mother-in-law just handed over two or three weeks of coupons from the weekend edition of the Washington Post. Rather than using any brain power this late on a Sunday night I’m planning on taking a pile of circulars and a pair of scissors upstairs, so I can spend the next thirty minutes clipping coupons … Read more
Two or three days last week my husband packed his lunch for work. This week he took a sandwich to the office on Monday and made himself a tuna melt this afternoon. Today he asked me to pick up more lunch meat from the grocery store, which is a sign that he’ll aim to eat … Read more
At breakfast a few weeks ago, my good friend M.W., encouraged me to continue challenging myself. In May I joined the 29 Day Giving Challenge. In July my husband challenged me to avoid paying full retail prices for 30 days. I’m considering attempting a no-spend month, but I’m not sure I’m ready for such an … Read more
As I mentioned in my last post I am trying my best to overcome shyness. I’ve recently stepped out of my comfort zone by asking for better deals from various service providers. So far, I’ve been extremely successful. In fact, I’ve secured discounts, cash back, or some other benefit eight out of the nine times … Read more
I have tried time and time again to stop playing the CVS ECB game. I know there are hundreds of websites dedicated to telling frugal shoppers how to buy $2000 worth of supplies for $2. A dozen or so well known personal finance bloggers have written about the drugstore games and hundreds of dedicated followers … Read more
On Thursday my husband visited a health club close to his office with the full intention of becoming a member. The sales manager initially offered him a $39 monthly fee for twelve months with a $59 initiation fee. When my husband suggested a shorter contract term the manager offered $39 a month for six months … Read more