Lured by the $1 Deals at Target

Last night, after my husband came home from work and we all ate dinner, I grabbed my wallet and sneakers and drove over to Target. I had a very clear agenda in mind: step into target and walk directly to the aisle with pool toys. In mid to late summer you can typically find really … Read more

How To Haggle, Negotiate, and Make an Offer on eBay

Can You Haggle on eBay? Let’s begin with a surprising fact. You can haggle on eBay. The best way to haggle is to offer a lower price through the Best Offer or Make Offer options. The second way is to reach out directly to the seller with an offer lower than their listing price. How … Read more

How I Bought a Car Below the Invoice Price

This weekend my husband and I purchased our first new car in over thirteen years. We bought a brand new 2013 Toyota Highlander Limited. I spent a lot of time researching the best ways to ensure a good price, so I thought I’d share my experience in case it helps anyone else looking to buy … Read more

Buying a New Car in the Morning?

The last time I bought a new car the year was 1999. All of our current cars were built over a decade ago and it feels strange to think we might buy something new, rather than buying unwanted cars from old family members and friends. That’s the way we received our last three vehicles. Rather … Read more

Easy Ways to Keep Your Financial Goals in Mind

Do you find it difficult to stick to your financial goals? Do you find yourself tempted to buy things you want but don’t need? If so you might want to give these ideas a try. They seem a bit strange, but they have helped me curb unnecessary spending. First, change the passwords on your online … Read more

Oh Groupon, How You Torture Me So!

I can’t tell you how many times I’ve purchased a Groupon and nearly let it expire. I find a great deal for a nearby restaurant, but never seem to set a date and time to eat there. I buy a discounted Groupon to the Body Shop 0r Toys-R-Us, (you know the ones for $40 worth … Read more

The ‘One Day’ Fund – Saving for Long Term Goals

Every so often my husband and I sit down to discuss our finances. Among our favorite topics is what to do with the money we saved. Sometimes we save with a specific goal in mind. We may want to remodel our bathroom, save for a larger car or take a much needed vacation. Other times … Read more

Unsubscribed: So Long Bargain Blogs

I recently cleaned out my inbox. I unsubscribed from just about every newsletter I receive and removed myself from a ton of unwanted junk that seems to wander across my path each day. I also unsubscribed from a huge number of RSS feeds to bargain blogs. A lot of these blogs post multiple times throughout the … Read more

I’d Totally Turn Down a Guy Who Used a Coupon

While I was waiting in line for lunch I overheard an interesting conversation with two college aged women. The first woman was telling the second about a recent date she went on with a guy she met in one of her classes. She said she was “totally into him”, (her words, not mine), and that … Read more