Earn, Save, and Live Joyfully.
PayPal has a number of policies that really tick me off. For starters, they will not allow two PayPal accounts to utilize the same credit card. My husband and I have our own PayPal accounts but only one credit card. Originally my husband’s account was associated to the credit card, but when I won some … Read more
Fortunately, or unfortunately, depending on how you look at it, most financial decisions are not made in a vacuum. It would certainly be nice to believe that we put our ‘thinking caps’ on before making every financial decision. That we save more often that we spend and that every decision results in the accumulation of … Read more
On Thursday night my husband and I drove down to North Carolina for the weekend. Rather than packing and preparing for the trip on Wednesday night we spent Valentine’s in front of the fireplace watching Lost and eating a late night dinner. On Thursday morning I had to rush off to physical therapy and didn’t … Read more
Earlier this week my employer announced that all active employees would receive a bonus. The details of the bonus were listed on the company website for all employees to read. I was a bit confused by the information presented. The notice detailed the number of shares of company stock provided to each employee, but also … Read more
I recently signed up for a class at the Unversity near my home. I didn’t sign up for computer classes that would further my professional goals or writing classes that would further my personal goals. Instead, I signed up for Tai Chi and Meditation classes. For about $8 a class I drive over to the … Read more
My husband went shopping for valentine’s gifts with a coworker. When they ended up at the makeup counter of a local department store, my husband decided not to buy the perfume the clerks were pedaling. My wonderful and ever so sweet husband didn’t buy me candy or a card. He didn’t show up with flowers … Read more
I absolutely love Hallmark. The store near my home has a 75% rack that I frequent on a quarterly basis. Over the years I’ve managed to buy summer items in winter and spring items in the fall for a fraction of their original retail price. If I spot something a family member or friend will … Read more
The March issue of Real Simple magazine contains an article titled 36 surprising things you can get for FREE. Here are a number of items mentioned in the article: Free education from MIT, the BBC. FrenchPodClass and the U.S. Small Business Administration. Free entertainment, including free museums, free gymboree classes and a free kids’ night … Read more
In an effort to deter unnecessary spending I have started purchasing discounted gift cards from online auctions. By purchasing gift cards I force a little financial discipline into my life. Using a gift card ensures that I don’t spend more than a set amount. I make certain not to spend more than the amount on … Read more
In an effort to rid our house of clutter I went through the house in search of items to sell. My husband and I keep our house fairly neat and tidy so clutter isn’t a big issue for us, but I hate to see things accumulating. It just means there is more to dust and … Read more